I opened an IRA account here in Tampa,Fl. over 12 years ago. I knew at the time that if I closed it out prior to 7 years I would pay a withdrawal fee. Now in September of this year over 12 years later, I informed my sales rep. Mr. Scott Thomas of Metlife in Tampa I wished to close the account and roll in over to a local banks IRA. We both agreed to the fact that there would be no fee to me, as I had been in it so long. When the check arrived I was amazed to see that Metlife had charged me $815 and called it an early withdrawal fee. When questioned about this Mr. Thomas told me, "well they are charging you for your last couple of years contributions. I had never been disclosed of this fact by him or anyone else at Metlife. Mr. Thomas said he would see what he could do about it, well that was the last time I ever heard from him. I contacted Metlife and their answer was from a Mr. Ken Weaver well I am assigned to your case and that it was spelled out in the account they can charge you a fee for contributions for the last 7 years you make them. So it seems like you are really scammed by Metlife and cant avoid a charge unless you never contribute to the account, and then I bet you they will still have a way to cheat you. I guarantee that they are many others who do not know about the fees they impose on you for your contributions. After all of the scandals Metlife has had and caused I guess I should have been more cautious. I would certainly like to hear from others who have had this type of experience, maybe together we can get some justice, or are they so big they can scam people especially senior citizens. Sincerely David K. Johnson email [*******]

Jdavid

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